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About Long-Term Care

Long-term care assists people who cannot perform essential daily activities on their own; things like eating, dressing, and using the bathroom. This is usually due to a chronic illness or degenerative condition.

Long-term care can be provided in a variety of places, whether at home or at an assisted living facility, a nursing home or other setting. It consists mostly of "custodial care", or assistance with daily activities, rather than medical care that would be covered by your health plan.

To help you learn more, we’ve compiled an overview of who typically needs long-term care. And, to help you make unbiased, educated decisions about long-term care, you can also review a "Kansas Long-Term Care Insurance Shopper's Guide" published by the Kansas Insurance Department in 2013.

If you are currently eligible for Medicare, you can also review "Medicare & You – the official U.S. government Medicare handbook".

 

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